No Contract

Do you have commitment issues? Welcome to!

We’ve all heard phone plan horror stories of unexpected charges, fees and unsupported phone models.

You want to get out, but even breaking the cell plan contract will cost an alarming amount of money. So you wait it out, losing money every day the plan is active. Maybe you need more minutes, or you want the latest Droid but can’t switch, or you’re just not sure what your financial situation will look like in four months. Why tie yourself down like that? Fortunately, service providers have responded to the public’s growing demand, and there are dozens of viable no contract plan options for consumers looking to stay connected without committing to anything long term.

On this site, we give the specs on various popular no contract plans, service providers, and phone models. Whether you’re looking to cut your bill, or you’re due for a new phone, we’re confident that with a little browsing, you’ll definitely find the no contract plan for you!

Prepaid Or All-Inclusive?

Not surprisingly, there are two main options when choosing a no-contract phone. You can either pay as you go (“prepaid”) or you can sign up for monthly service, and pay each month. Both options let you walk away whenever you choose to, which is the main attraction. Typical wisdom is, if your phone and data usage is limited and you can reliably anticipate it, you’ll probably be fine with a $20 or $40 phone plan. Most of the major providers, such as Verizon, Boost Mobile, and Straight Talk, all offer these types of “top-up” plans, which were originally made popular in the UK and Europe. To reload your phone, you get either a physical card with a scratch-off PIN, or your new mobile refill PIN is sent via encrypted email.

However, if your usage is less predictable or you’re always chatting, texting, and streaming video, you’ll probably be better off with an monthly no contract plan. These can be PIN or account based, depending on the provider. Often, a phone is included in the startup package. These plans can be for either a set amount of minutes and data, or they can be unlimited for the month. If you buy a set amount monthly plan and go over, you’ll need to set yourself up with unlimited minutes. However, reviews indicate that most of these plans do compare favorably to yearly cell phone contract plans, making this an exciting option.

Supported No Contract Smartphones & Phone Models

As smartphones, with their heavy bandwidth usage, become more popular around the world, they too are supported by no contract plans. Both the iPhone, Blackberry, and the Droid can be set up to provide service with a no contract plan. Not all phone models are supported, though, so if there is a specific phone model that you have your heart set on, check first to see if there’s a no contract carrier that supports it.

Service Coverage

The other major question to ask, of course, is if you’ll get service. As with a contract phone plan, it’s advisable to check with a specific carrier before committing, especially if you live in a less urban area. These days, phone service is nearly guaranteed in major cities, but it can still be spotty as you travel. Similarly, if you’re frequently out of the country and want your phone, you may need a whole separate plan when traveling. We’ve given a rundown of coverage areas for different sites, and usually you can check a zip code to on the official provider’s site to see if they offer coverage. Also worth noting is that coverage may be different for different phone models. For example, Straight Talk, one of the biggest no contract phone providers, has fantastic US coverage for most models, but is still building up its Droid network.